Buildings, Pool, and Contents Insurance

When living in North Cyprus, one of the most essential protections you’ll need is insurance for your home—your most valuable asset. At Azant Insurance Agency, we understand the importance of house insurance and, more importantly, what can happen when things go wrong. You can rest assured that our team fully understands the terms and conditions of buildings, pool, and contents insurance and can explain them to you in detail, ensuring complete clarity about your coverage.

We work with Zirve Sigorta, a Cypriot family-owned and operated company with over 25 years of experience. Zirve Sigorta reinsures through Milli Re, Turkey’s largest reinsurance company, providing financial security in the event of a major disaster. Additionally, we collaborate with AXA Insurance, a globally recognized name in the insurance industry, offering ideal coverage for high-value properties, cars, boats, commercial properties, and more.

If peace of mind is what you seek, look no further than Azant Insurance Agency, in partnership with Zirve Sigorta and AXA Insurance.

Standard House Insurance Coverage

• Fire, Lightning, and Explosion
• Theft & Attempted Theft
• Smoke Damage
• Strikes, Lockouts, Riots, Civil Commotion, and Political Disturbances
• Malicious Acts
• Sabotage & Terrorism
• Flooding (originating outside the building)
• Storm Damage
• Internal Water Damage
• Collision by Aircraft, Land Vehicles, or Marine Vehicles
• Landslides
• Earthquake
• Removal of Debris
• Glass Breakage

Please read your policy carefully to ensure you fully understand your coverage.

Policy Exclusions

• Wooden Roofs
• Wooden Sheds
• Pergolas
• Carports (unless they are a fixed structure and part of the house)
• Land Wells
• Jewellery
• Personal Electronic Items
• Cash

Additional Cover Options

Neighbour Responsibility

While not compulsory in North Cyprus, many of our expat clients prefer to include Neighbour Responsibility as they come from insurance cultures where it is standard. This coverage is particularly beneficial for apartment owners, where risks like burst water pipes or fires could damage a neighbour’s property.

We have seen many cases where homeowners have been taken to court over damage caused to neighbouring properties. If this is a concern, our expert advisors can help you determine if this coverage is right for you.

Family Liability

Although Family Liability insurance is not mandatory, it is highly recommended. This coverage protects your family members and household staff in the event of an accident involving a third-party visitor at your property or in your garden. The premium varies based on the level of coverage you choose and can be discussed at the time of your quote.

Personal Accident Cover

This insurance provides financial protection in the event of an accident occurring on the property. It includes:

• Death benefits
• Permanent disability compensation
• Medical treatment costs

Premiums are based on the level of coverage required.

Get a Free, No-Obligation Quote

For a free quote with no obligation, contact us today:

• English-speaking staff: 0533 833 0841
• Turkish-speaking staff: 0533 855 5323
• Email: [email protected] or [email protected]

Let Azant Insurance Agency provide you with the security and peace of mind you deserve!

Alternatively, you can click on the Download PDF below, complete all the required information and email the document back to us and we will get back to you with a quote within 24 hours.